provides a convenient place for people to shop online.We have partnered with hundreds of merchants worldwide to provide you with a one stop shopping experience. As par of our partnership, our merchants pays us to share their company with our customers. So it is only fare that we share some of that with you, our customers. It is absolutely FREE for anyone to use. When you SHOP at any of our Merchants via PinPenny you are eligible to earn points which we refer to as PinCredit™. The value of each PinCredit is the same as the current Canadian Dollar value. Once you have earned a specified amount, usually 25.00 or more PinCredits, you can proceed to redeem all or a portion of it for CASH BACK.